Qred Embedded. The future of APIs, now.

Stop wasting time on outdated integrations and manual paperwork. We've replaced waiting times with an AI-driven engine that provides instant funding decisions and new revenue streams for your platform. Build faster, grow smarter.

Person in a green sweater who likes Qred Bank's savings accounts

Embedded financing,
built for developer velocity

Create a new revenue stream directly within your platform

Give your customers a seamless experience of true embedded financing. No cumbersome redirects to partner pages or clunky solutions. Create growth for you and your customers with Qred Embedded from Qred Bank.

Woman in her workspace in the painting industry

Integrate growth, not administration

Adding embedded financing shouldn't be a headache. We've cleared away all the technical noise so you can focus on your core product. No unnecessary waiting, no heavy sales processes – just a clean API that transforms your platform into a growth engine from day one.

Woman in her workspace in the painting industry

AI orchestration that saves development time

Forget thick manuals and week-long implementations. With your AI assistant, you build your integration in minutes. This is financing in software as it should be: smart, adaptive, and ready to roll out before your next coffee break. We give your developers the superpowers they deserve.

Woman in her workspace in the painting industry

A seamless user journey your customers deserve

Clunky redirects cost conversions. With Qred Embedded, cards and loans are integrated directly into your interface, so customers stay within your ecosystem. They track their application in real-time directly in your partner portal – eliminating manual status monitoring for your team and providing a transparent experience that elevates your platform's UX.

Qred Embedded in 1 Minute

The Speed Gap
Qred vs. Outdated APIs

Give your users real-time status and access to capital directly in your partner portal, while our invisible API handles all the heavy financial lifting in the background.

Outdated APIs
Qred Embedded
Integration Time
2–6 weeks of documentation reading and meetings.
Hours. AI-assisted code generation drastically shortens the ramp-up time for developers.
User Experience & Status
Disjointed flows, external links, and "black holes" where the customer has to email support for status updates.
100% Embedded. The customer stays within your interface and tracks their application (card/loan) in real-time directly in your partner portal.
Manual Work
"Swivel-chair" processes where your team has to duplicate work and manually move data between systems.
0% Manual. Fully automated KYC, risk assessment, real-time webhooks, and payouts.
Partner Revenue
Inefficient, hard-to-track commissions requiring manual reconciliation.
Automated revenue stream. Every converted card or loan generates measurable commission from day one.

Qred Embedded: Your Solution.

We don't partner with slow, bureaucratic organizations. We partner with platforms that are agile. If your platform caters to small and medium-sized businesses that need seamless access to capital, then Qred Embedded is tailor-made for you.

Vertical B2B SaaS

For accounting, invoicing, and ERP platforms. Why let users leave your software when cash flow dips? Integrate our card and loan APIs so customers can solve their liquidity issues directly within the invoicing view they're already using – while you create a new revenue stream.

Digital Marketplaces

For e-commerce, procurement, and logistics. Access to capital drives Average Order Value (AOV). By offering seamless financing directly at your checkout, buyers can finance large batches of goods with a single click. This immediately maximizes your transaction volumes.

B2B FinTech & Payments

For neobanks, payment providers, and wallets. Building a regulatory-compliant credit engine requires millions and years of development. Qred Embedded acts as an invisible, ready-to-launch infrastructure for loans and cards that expands your portfolio in an instant – without heavy lifting.

Documentation

Embedded explained

Do you have more questions? Get answers here or contact us to book a demo.

This is
Qred Embedded

What is Qred Embedded?

It's our high-intensity, Node.js-powered API that allows platforms and loan brokers to embed Europe's fastest small business financing directly into their own interfaces. Instead of redirecting your customers to external sites or forcing your team into manual handling between different systems, you control the entire frontend experience while our automated engine handles everything from application to webhooks.

How quickly can our developers integrate it?

We have eliminated the notorious 'integration tax' that typically takes weeks. By offering an AI-driven setup portal (Claude clode), your development team can use our verified smart prompts to generate tailored implementation code directly. Our partners can literally go from first contact to a live, production-ready environment in under 24 hours. Read more in our developer documentation.

Who handles the backend operations such as compliance, reporting, and credit risk?

We do – 100%. Our platform is built to transform financing into pure software, meaning Qred absorbs the credit risk, automates KYC/AML checks, manages time-limited URLs for document uploads, sends real-time event webhooks, and automatically generates compliance reporting. Your platform gains a frictionless revenue stream without adding a single second of manual administration.

What financial products can we offer, and in which markets?

Partners can offer powerful business financing, including business loans with high limits and business cards integrated directly into their workflows. Loan limits are up to 5,000,000 SEK in Sweden. Built on a unified European architecture, a single integration gives you access to scale across 7 markets.

How do we get started?

Skip the technical hurdles and gatekeepers. Contact our Partnerships team directly to book a tailored demo, or schedule a strategy meeting to discuss how Qred Embedded can transform your platform into a high-intensity revenue engine. We'll map out your workflow, sync on API endpoints, and hand over your sandbox credentials so your developers can start testing immediately without any hassle.

Partner Sammy Gerlin, Mascus
”Qred provides real added value for Dinero's users. The collaboration has been rewarding from the very beginning – they've challenged us in all the right ways, allowing us to raise the bar together. This alignment allows us to act quickly and achieve results. In short: Qred Bank has the upper hand.”

Nicolai Busk

Business Development & Partnership Manager
Visma Dinero

Get started today!

Integrating our financial ecosystem is as easy as using it. Contact our partnerships team to explore how you can unify both business cards and loans directly within your interface. Let's transform your platform into a revenue engine together.

Maja Nilsson, Partnerships Manager Norway and Sweden
Olivia Hårleman
Partnerships Manager
partner@qred.com