Business loan - Loans to businesses up to 5 million kr
A business loan for any type of business, no matter what you are good at. Every entrepreneur deserves a ride!
Quick and easy application
No binding time
Payout within 24 hours
Snabbt, flexibelt och enkelt
Varför kompromissa när du kan få allt? Våra företagslån erbjuder maximal flexibilitet utan extra kostnad, betalas ut inom 24 timmar, och har tydliga månadsavgifter. Och det bästa? Betala tillbaka i förtid helt utan kostnad. Qreds företagslån har ingen bindningstid!
Ingen bindningstid
Vi förstår hur viktigt flexibilitet är som företagare. Qred erbjuder därför möjligheten att betala tillbaka lånet i sin helhet när som helst under löptiden, utan extra avgifter. Du bestämmer hur länge du vill använda lånet, inte vi.
Fasta avgifter
Kalla oss tråkiga, men vi gillar inte överraskningar. Därför håller vi kostnaderna för våra lån oförändrade varje månad. Inga förvirrande rörliga räntor, ingen oförutsägbarhet – helt enkelt samma kostnad. Varje månad. Enkelt.
Fortsätt framåt
Ingen företagare har tid att stå stilla, därför betalar vi ut våra företagslån inom 24 timmar. Du förtjänar ett lån som håller dig i rörelse, så vi har förenklat våra processer för att hjälpa dig komma dit snabbare.
4.6 out of 5
Our Trustpilot reviews say it all. With Qred, you don't have to choose between speed and service. Discover why over 50,000 business owners have chosen Qred for flexible financing.
TrustScore is calculated based on all reviews on Trustpilot, taking into account authenticity, quantity and ratings. We encourage all customers to leave a review.
Applying for a loan to the company has never been easier
This is how we make the process safe and smooth — from the application to the money in the account!
BankID
We use BankID for quick, easy and secure identification and signing.
Trustly
We use Trustly for fast and secure transfers to your bank account.
Financial Supervisory Authority
Qred Bank AB is subject to the supervision of Finansinspektionen with a license to conduct banking operations.
A loan for your business that builds the future
You want to grow, we want to help you - it's that simple. That is why our business loan can be used for all kinds of needs. Here are some examples of how Qred Bank supports your big ambitions:
Business loan for your projects
We help you purchase materials or hire staff to help you realize your larger plans and projects.
Business loan for new investments
Future-proof your business by investing in new equipment, machinery or software — we all need an update from time to time.
Business loan for unexpected costs
It happens to all of us! Cover unexpected expenses such as repairs, tax collections or simply a slippage in your cash flow.
These are corporate loans from Qred Bank
Corporate loans from Qred Bank work exactly the way you want it to work. Fast, secure and easy — with no commitment time or hidden costs!
What are business loans?
A business loan is a financial solution for companies that need capital (money) to cover various needs. Just like a corporate credit, really.
Types of business loans
There are different types of business loans. Depending on your business and needs, different types of business loans may work better or worse.
Traditional big banks
The traditional big banks in some cases have local bank branches where you have to make an appointment to meet an adviser. Then it can take several days or even weeks before you get a response and the application process is also often very time-consuming.
Advantages of business loans from Qred Bank
As well as getting world-class personal service, you can do everything from applying to getting the money in your account all digitally — within hours!
- No Startup Fee
- No binding time
- Free and non-binding application
When to consider taking a business loan?
There are several different situations in which you can take out a business loan. It can be to cope with a temporary slump or to invest in something and create growth in their company. Whatever your reason as an entrepreneur, Qred is here for you.
Requirements for applying for a business loan
You must have a Swedish bank account and be a resident of Sweden.
Documentation required for the business loan
Once you have submitted an application to us, we will take credit information and start collecting documentation automatically. You can also always choose to attach additional documents at a later stage of the application process.
Alternatives to Business Loans
There are several different options for business loans. It all depends on what you and your company need. If you have a lot of small and everyday expenses, you can company card be a good option. Is it more a cash flow issue, factoring and selling invoices might be one way to go. There are also some banks and lenders that offer check credit. This can be useful if you want a safe security that you can use when necessary.
How do I find the best business loan?
Most often you have a “house bank”, usually one of the traditional big banks, for your private finances such as mortgages, accounts, insurance, savings account, etc. Many people think it is good to separate personal finance from corporate finance. There we at Qred can offer a world-class personal service!
What to consider when choosing a business loan
There are many things to consider when taking out a business loan.
- Don't borrow if you already have too much debt.
- Do not borrow if you know you will have difficulty repaying.
- Don't borrow to make risky investments.
Qred's business loans - no hidden costs!
At many banks and lenders, there are start-up fees, set-up fees, administration fees, early redemption costs and many other hidden costs.
Not at Qred!
We are a decent bank that focuses on making it easy for small business owners by having a fixed monthly fee as the cost of the loan - that's it!
Do you have questions?
Rushi, our Country Manager for Sweden, and his team have answered frequently asked questions here:
Which bank has the best business loans?
Qred Bank specializes in business loans for small business owners. Our corporate loans are adapted to be simple, fast and flexible, with loan amounts ranging from SEK 50,000 up to SEK 5 million. We offer loans without a binding period and with a payment period within 24 hours.
What does the bank look at when making business loans?
When Qred Bank reviews a business loan application, we primarily look at your company's finances and payment history. We make sure to assess the future ability of the company to pay in order to offer the best possible terms. We make an individual assessment for each business loan. The application process is fast and flexible to support small business owners in the best way.
What does it take to get a business loan?
Qred Bank specializes in business loans for small business owners. Our corporate loans are adapted to be simple, fast and flexible, with loan amounts ranging from SEK 50,000 up to SEK 5 million. We offer loans without a binding period and with a payment period within 24 hours.
How much can I borrow to the company?
At Qred Bank, you can borrow from SEK 50,000 up to SEK 5 million, depending on your company's needs and conditions. Our business loans are designed for small business owners and are flexible with a repayment period of up to 36 months. Whether your business is small or medium, we have customized loan amounts and terms for you. Learn more about our loan amounts and application process.
How do I apply for a business loan?
Applying for a business loan is easy and only takes a few minutes. In addition, it is free of charge. You can get started with 3 simple steps:
- Fill out the application (required amount, organization number, e-mail and mobile number). The application is free of charge and not binding.
- Send any supplementary information. Loan notices are usually given within 1 hour during normal business hours.
- You choose whether you want to proceed after you receive a loan notice. Once you have approved the loan with your BankID, the money is usually paid out within an hour.
Is it hard to get a business loan?
No, Qred Bank makes it easy and easy to get a business loan. We have a quick and easy application process, where we focus on helping small business owners grow. The application is made online, and you will be notified quickly. We do not have a commitment period on our loans, which makes our business loans flexible and accessible to many companies.
Contact us
We are here for you every weekday between 8:00 and 17:30.
