A business loan for any type of business, no matter what you are good at. Every entrepreneur deserves a ride!
Företagslån med mycket större flexibilitet. Pausa dina återbetalningar i upp till 3 månader - när som helst!
Quick and easy application
No binding time
Payout within 24 hours
Alltid 3 amorteringsfria månader
Why compromise when you can have it all? Our corporate loans offer maximum flexibility at no extra cost, are paid off within 24 hours, and have clear monthly fees. And the best part? Pay back early at no cost. Qred's corporate loan has no binding period!
We understand how important flexibility is as an entrepreneur. Qred therefore offers the possibility of repaying the loan in full at any time during the term, with no additional fees. You decide how long you want to use the loan, not us.
Call us boring, but we don't like surprises. That's why we keep the cost of our loans unchanged every month. No confusing variable interest rates, no unpredictability -- simply the same cost. Every month. It's simple.
No entrepreneur has time to stand still, therefore we pay off our business loans within 24 hours. You deserve a loan that keeps you moving, so we've simplified our processes to help you get there faster.
Our Trustpilot reviews say it all. With Qred, you don't have to choose between speed and service. Discover why over 50,000 business owners have chosen Qred for flexible financing.
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Qred Bank AB is subject to the supervision of Finansinspektionen with a license to conduct banking operations.
You want to grow, we want to help you - it's that simple. That is why our business loan can be used for all kinds of needs. Here are some examples of how Qred Bank supports your big ambitions:
We help you purchase materials or hire staff to help you realize your larger plans and projects.
Future-proof your business by investing in new equipment, machinery or software — we all need an update from time to time.
It happens to all of us! Cover unexpected expenses such as repairs, tax collections or simply a slippage in your cash flow.
Corporate loans from Qred Bank work exactly the way you want it to work. Fast, secure and easy — with no commitment time or hidden costs!
A business loan is a financial solution for companies that need capital (money) to cover various needs. Just like a corporate credit, really.
Types of business loans
There are different types of business loans. Depending on your business and needs, different types of business loans may work better or worse.
Traditional big banks
The traditional big banks in some cases have local bank branches where you have to make an appointment to meet an adviser. Then it can take several days or even weeks before you get a response and the application process is also often very time-consuming.
As well as getting world-class personal service, you can do everything from applying to getting the money in your account all digitally — within hours!
There are several different situations in which you can take out a business loan. It can be to cope with a temporary slump or to invest in something and create growth in their company. Whatever your reason as an entrepreneur, Qred is here for you.
Requirements for applying for a business loan
You must have a Swedish bank account and be a resident of Sweden.
Documentation required for the business loan
Once you have submitted an application to us, we will take credit information and start collecting documentation automatically. You can also always choose to attach additional documents at a later stage of the application process.
There are several different options for business loans. It all depends on what you and your company need. If you have a lot of small and everyday expenses, you can company card be a good option. Is it more a cash flow issue, factoring and selling invoices might be one way to go. There are also some banks and lenders that offer check credit. This can be useful if you want a safe security that you can use when necessary.
Most often you have a “house bank”, usually one of the traditional big banks, for your private finances such as mortgages, accounts, insurance, savings account, etc. Many people think it is good to separate personal finance from corporate finance. There we at Qred can offer a world-class personal service!
What to consider when choosing a business loan
There are many things to consider when taking out a business loan.
At many banks and lenders, there are start-up fees, set-up fees, administration fees, early redemption costs and many other hidden costs.
Not at Qred!
We are a decent bank that focuses on making it easy for small business owners by having a fixed monthly fee as the cost of the loan - that's it!
Rushi, our Country Manager for Sweden, and his team have answered frequently asked questions here:
Qred Bank specializes in business loans for small business owners. Our corporate loans are adapted to be simple, fast and flexible, with loan amounts ranging from SEK 50,000 up to SEK 5 million. We offer loans without a binding period and with a payment period within 24 hours.
When Qred Bank reviews a business loan application, we primarily look at your company's finances and payment history. We make sure to assess the future ability of the company to pay in order to offer the best possible terms. We make an individual assessment for each business loan. The application process is fast and flexible to support small business owners in the best way.
Qred Bank specializes in business loans for small business owners. Our corporate loans are adapted to be simple, fast and flexible, with loan amounts ranging from SEK 50,000 up to SEK 5 million. We offer loans without a binding period and with a payment period within 24 hours.
At Qred Bank, you can borrow from SEK 50,000 up to SEK 5 million, depending on your company's needs and conditions. Our business loans are designed for small business owners and are flexible with a repayment period of up to 36 months. Whether your business is small or medium, we have customized loan amounts and terms for you. Learn more about our loan amounts and application process.
Applying for a business loan is easy and only takes a few minutes. In addition, it is free of charge. You can get started with 3 simple steps:
No, Qred Bank makes it easy and easy to get a business loan. We have a quick and easy application process, where we focus on helping small business owners grow. The application is made online, and you will be notified quickly. We do not have a commitment period on our loans, which makes our business loans flexible and accessible to many companies.
We are here for you every weekday between 8:00 and 17:30.
