Company information

The CEO has the floor

Powering entrepreneurs

Small businesses are the true heroes of our society. They don't just provide services; they create the majority of new jobs and fuel the economy through the taxes that build our communities. Yet, despite their impact, traditional "big banks" often turn a blind eye — dedicating a mere 1% of their lending to small businesses.

We started Qred in 2015 to change those odds. In 2023, we leveled up by becoming Qred Bank, merging the agility of a fintech with the security of a licensed bank. Our mission is simple: Entrepreneurs build our future. We power theirs.

Fueling Your Growth

Whether you’re eyeing a new hire, a major purchase, or just need to smooth out your daily cash flow, we provide the tools the big banks won't:

Business Loans: Instantly access up to SEK 5 million with flexible terms. No red tape, just the capital you need to scale.

Qred VISA: The first credit card designed specifically for the small business owner. It’s free of charge, comes with a personalized credit limit, and handles your day-to-day expenses with ease.

A Proven Track Record

We don’t just talk about growth; we live it. Qred is the only Swedish company to be named one of Europe’s fastest-growing companies by the Financial Times for six years (2020, 2021, 2022, 2023, 2025 & 2026). We also proudly took home the Nordic Scaleup Award 2024.

To date, we’ve distributed over SEK 10 billion into the hands of talented, caring entrepreneurs across the Nordics, the Netherlands, Belgium, and Germany. With the funds we provide, our customers create 20 new jobs per day, every day of the year.

Why Choose Qred?

Our secret sauce is our approach to small businesses. While traditional banks fear risks they don’t understand, we look at data and see potential. Our fully digital, scalable systems allow us to support a massive, diverse base of entrepreneurs while maintaining the profitability that keeps us stable and reliable.

Welcome to Qred. Finally, a bank that works as hard as you do.

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